errantember: (Little Cowboy Scott)
errantember ([personal profile] errantember) wrote2008-08-14 04:52 pm
Entry tags:

No More Student Loans!

No, it's not spam, it's my financial reality!

I just paid off the last of my student loans five minutes ago. The only remaining debt I have is a few hundred in credit cards that I pay every Sunday, and my home mortgage. On the advice of my mother, I'm currently reading The Total Money Makeover by Dave Ramsey. I've kept a food and entertainment budget now for over two years, and I try to keep my checking account at the same level, but generally don't have a comprehensive budget. Now I'm going to set one up, as well as stop borrowing money for things I want to buy. The house will be a little more complicated, as my intention is to sell it to the coop when I'm ready to start it as a legal entity. That will mean getting a loan from a place that will loan to coops, which have a very bad reputation for folding.

[identity profile] gailmom.livejournal.com 2008-08-14 11:22 pm (UTC)(link)
congratulations on paying off your student loans! being debt free is one of the best feelings in the world. glad you are one step closer to accomplishing it. :)

[identity profile] errantember.livejournal.com 2008-08-14 11:28 pm (UTC)(link)
Thanks!

[identity profile] bouncyone.livejournal.com 2008-08-14 11:25 pm (UTC)(link)
Muhuhahahaha! Awesome! Honestly and really!

Congrats to you! =)

[identity profile] errantember.livejournal.com 2008-08-14 11:28 pm (UTC)(link)
Thanks!

[identity profile] kiki39.livejournal.com 2008-08-14 11:46 pm (UTC)(link)
Woohoo! Congratulations!

[identity profile] austingoddess.livejournal.com 2008-08-15 03:02 am (UTC)(link)
Congratulations!!

[identity profile] spottedvasa.livejournal.com 2008-08-15 05:35 am (UTC)(link)
Yay!

[identity profile] bramblekite.livejournal.com 2008-08-15 02:03 pm (UTC)(link)
excellent :)