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...so most people have experienced some degree of frustration from the fact that the people working in big company are interchangeable cogs and that their individuality doesn't matter to the company. Well, it turns out this isn't just a side affect. I'm reading Rich Dad's Guide to Investing, and the book is talking about building a business as a road to making money. It points out that any dependence on the individuality of any employee undermines the entire idea. The goal is to create a set of systems that make the business go, like a machine, with as little dependence on the individual characteristics of any one employee as possible. So it's like you're trying to create this giant, mechanical thing with all these specialized hamster wheels. As long as the hamster in wheel 24601 knows accounting, and the hamster in wheel 78704 knows manufacturing, etc, etc, the system will run and produce money (and, preferably, happy customers.) McDonalds is a perfect example. It's a monolithic business system feeding millions (for better or worse, go see Super Size Me) making billions for the shareholders, and it's run by *teenagers*. So when you sell the business, what you're really selling is the system of hamster wheels, not the people in it. In the case of, say, a franchise, you're simply buying the system, then hiring individual cogs to fill it.

So, you're *not* just imagining it. People *are* creating huge, soulless machines that take the labor of the masses and convert them into profits for the rich. It's not an accident, it's by design. It doesn't mean that there's no ethical use of the idea, but it definitely means your dealing with something that's designed to be inherently unappreciative of human individuality, and it's hard to care about the Collective when the Collective doesn't care about you.
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Think your house is an asset? Find out why you're wrong by reading this insightful and disturbing book about the differences between the financial knowledge and behavior of the rich vs. the middle class and the poor. Robert Kiyosaki compares the financial advise of his poor but well-educated biological father and that of his poorly educated but financially savvy best friend's dad. The book points out the real difference between assets (which make you money) and liabilities, and the deficiencies in financial education in the modern school system. This book is the first step toward becoming financially literate enough to understand when and how to invest in real-estate and businesses, and will change the way you look at money. Mr. Kiyosaki's dedication to the financial education of children has earned him a place on PBS.

Easy to read and well illustrated with simple diagrams and very few numbers, this book shows how the rich set up income streams and make money work for them rather than the other way around. It's main point is that (similar to relationships!) we learn virtually nothing about the way money really works in school, and that the only thing standing between the average person and a number of very accessible means of becoming financially independent is gaining a basic financial education. I'm currently reading the next book in the series as well as several books listed in the bibliography and taking the first steps toward getting into real assets that will produce money for me without my direct intervention, in the form of stocks and real-estate. I'm also working on getting a copy of Cashflow 101, a monopoly-like financial board game that claims to teach exactly the skills necessary to better interact with the financial world. Once I've got it I'll be interested in playing it with my friends to see what we can learn. I'm intrigued by the idea of using a game to learn subjects that might otherwise simply be too boring or involved to be worthwhile. I'm less intrigued by the game's $200 list price (no wonder he's rich!) but am working to get a cheaper copy through other channels.

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errantember

December 2015

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